How to Find Low-Income Senior Housing That's Right for You
Housing costs have increased quite a bit in recent years and those who have a low or fixed income such as seniors find it the hardest to find the right housing that meets their needs. While there is help out there to not only help you find a new home and help you pay for it, you need to know what you would like and need in your home before signing a lease.
Here are some tips on finding low-income housing for senior citizens,
Look Into Both Government And Local Organizations
One of the best ways to find low-income housing for senior citizens is to search online or contact several different government and local organizations for help. One of the best government programs is through the U.S. Department of Housing and Urban Development or HUD. They offer help in finding low-income housing geared toward seniors as well as other low-income individuals or families.
They also offer subsidies to help you pay for your rent so you have more money left over for food, transportation, and other amenities you may need. This program is known as the Housing Choice Voucher program formally known as Section 8.
You can also look for local organizations such as churches, senior centers, real estate agents, or other groups your town or city may have to help you find the right low-income senior housing.
Tour Each Apartment Making Sure It Will Meet Your Needs
It's important to visit any apartment or housing option you are looking to rent. It's a good idea to bring along your real estate agent, caregiver, family member, or other trusted person or friend to take a look at your options of low-income housing for senior citizens with you.
Take a good look at the outside of the building to see if it's easily accessible in the event you need a walker or wheelchair at some point. Are the main doors wide enough to accommodate any mobility equipment? Are the elevators large enough? Does it have wide hallways? You may not be renting in a senior-specific building so it's a good idea to ensure that it fits your current and future needs.
Live With Family or Friends
If you are looking for low-income housing for senior citizens but don't necessarily want to live in an apartment or senior community you can also look into living with family or friends. If your family has an existing home, it could be modified to create a suite for you, and if you feel more comfortable with paying them rent, it could be arranged that the amount is low.
You could also pick a roommate from your friends. If they are also living alone or are low-income, you might be able to save some money by sharing an apartment or home together. You can help each other care for the home and can pool your resources if you need to hire outside help.
There are many ways to find low income apartments for seniors, so reach out to a professional if you have questions.