finding a home that meets your criteria

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finding a home that meets your criteria

When you know exactly what you want in a home, finding that home can be very hard. If you want a home that is a single level with multiple bathrooms and bedrooms of a certain size, it can be nearly impossible to weed through all of the available listings to find that one house that meets your criteria. So how can you make a difficult search a little easier? Our blog will provide you with tips and advice that will help you narrow down your long list of options and find the one home on the market that will meet your needs exactly.

Becoming A Snowbird In Retirement? 5 Reasons To Buy A House Now

As you approach retirement, would you like to take up the snowbird lifestyle? Many Americans enjoy being a so-called snowbird — living in a warm climate during the winter and a cooler one during the summer. If this idea appeals to you, here are five good reasons to buy your second home now. 

1. You'll Qualify Easier

Generally, a worker with regular income — especially one at the height of their earning power — has an easier time qualifying for a mortgage than a retiree. This may vary depending on your personal financial circumstances both before and after you will retire, of course. But that regular paycheck may make things faster and easier, and it will likely give you more flexibility. 

2. You Get Used to Expenses

Becoming a snowbird does mean a big change in your finances. You will, after all, have two residences to maintain all year long. By starting early, you have time to work out the kinks before you begin relying on a fixed retirement income. 

3. You Can Rent Out the Home

Not yet ready to actually take up the two-state lifestyle? Buying real estate now allows you to rent out one of the properties — full-time or part-time. The income from renting out a second home may pay for its mortgage and/or upkeep, saving you money in the long-term. 

4. You Decide If It's Right

Many experts recommend you don't make a lot of large-scale life changes at the same time that you experience the major change of retiring. While some people might wait until they've settled into retirement before becoming a snowbird, you might take it up before you make the jump to retirement. This way, you'll know if the system works for you and have a working plan before you need to use it. 

5. You Can Buy at Your Leisure

By preparing to act now, you have the luxury of time. You can act when the real estate market is best for you. You don't have to jump on the first property that comes along. You can research neighborhoods, property values, amenities, and more — all without added pressure. 

Where to Start

Could now be a great time to start your journey toward becoming a snowbird? If you think so, begin by meeting with a qualified real estate agent to look at real estate for sale in your target location today. Together, you can conquer any hurdles you face in buying a second property and get ready to enjoy this new chapter in your life.