While the Section 8 Housing Choice Voucher program is one of the most popular and well-known low-income housing options available in the United States, it certainly isn't the only option available for those with a low income.
If you have been priced out of the local real estate rental market and need to find a low-income option but the Section 8 program isn't accepting applications in your area or you don't qualify for it, then you should investigate each of these alternative options to see if one of them is a better fit.
Option: The Public Housing Program
Many areas of the country have low-income rental apartments in complexes owned by local public housing authorities or agencies. These apartment complexes are overseen and funded by HUD. You can easily locate public housing program properties by simply calling up your local housing authority and inquiring.
Option: Section 202 Supportive Housing for the Elderly
If you are of retirement age and your income isn't keeping up with inflation so you can afford to rent an apartment, then you have the option of applying for the Section 202 Supportive Housing for the Elderly program. This program is also overseen by HUD and provides affordable apartment complexes where older Americans can live.
Option: Section 811 Disabled Housing
If you are struggling to pay your own rent because you have recently become disabled, then you may qualify for the government's Section 811 Housing for the Disabled program. This federal government program provides rent-subsidized apartments for people who are living with disabilities.
Under the Section 811 program, you will be required to pay between ten and thirty percent of your disability income as rent each month and the federal government will pay the rest.
Option: Special Housing Options for Persons with Unique Circumstances
If you are an immigrant to the US, were recently incarcerated, or if you lost your last rental due to a natural disaster, then there are special programs available for getting you into low-income housing. You can find more information about each of these programs by calling your local HUD office.
For Further Assistance Finding Low-Income Housing
If you are unable to locate low-income housing on your own, then you always have the option of contacting a local real estate agent who specializes in property management and rentals. Additionally, every state has a HUD Office of Housing Counseling you can call for advice and further assistance.